Find the Plan That Fits Your Journey
Travel protection designed to give you peace of mind, no matter where life takes you.
“Travel should be about creating memories, not worrying about what could go wrong. With the right protection in place, you can explore with confidence knowing you’ll be taken care of if the unexpected happens.”
Robin Depies
Heartfelt Financial Solutions, LLC


Trip Cancellation Insurance
Best for vacations and prepaid trips
Vacations are meant to be relaxing — but sometimes life interrupts even the best-laid plans. Trip Cancellation Insurance helps protect the money you’ve invested in flights, cruises, hotels, and tours if your trip is canceled, delayed, or cut short for a covered reason.
Beyond trip protection, these plans often include emergency medical benefits during travel, giving you added peace of mind while you’re away from home. It’s a comprehensive option designed for travelers who want financial protection from start to finish.
- Protects non-refundable expenses such as flights, cruises, hotels, and tours.
- Covers trip cancellations, interruptions, and delays.
- Includes emergency medical benefits during travel.
- Comprehensive protection designed for travelers who want financial peace of mind.
Travel Medical + Evacuation Insurance
Best for frequent international travelers
Healthcare systems and costs vary greatly around the world. Travel Medical + Evacuation Insurance covers emergency medical expenses abroad, including hospital care, physician services, and even prescription needs.
One standout feature is the ability to choose your home hospital of choice for evacuation — a rare benefit in the industry that ensures you get the care you want, where you want it. Available as a per-trip plan or an Annual Multi-Trip Plan (if each trip is 180 days or less), it’s a flexible solution for frequent flyers, digital nomads, and full-time RVers.
- Covers emergency medical expenses abroad, including hospital and physician services.
- Provides home hospital of choice evacuation—a unique benefit in the industry.
- Available per trip or as an Annual Multi-Trip Plan (if each trip is 180 days or less).
- Ideal for frequent travelers, digital nomads, and full-time RVers.

Ready to Travel with Confidence?
Whether you’re planning a once-in-a-lifetime trip or traveling year-round, Robin can help you find a plan that gives you confidence to enjoy the journey.

Medical Evacuation Only Insurance
Best for missionaries, full-time RVers, and long-term travelers with other health coverage
If you already have health insurance but want reassurance that you can get home or to an appropriate medical facility in an emergency, Medical Evacuation Only Insurance is designed for you.
This policy covers emergency transportation to the nearest adequate medical facility or back home, including the unique benefit of a home hospital of choice evacuation. With options for Annual Multi-Trip coverage (up to 180 days per trip) or Single Trip coverage (up to 364 days), this plan is ideal for long-term travelers, missionaries, or anyone spending extended time away from home.
Why Choose TME Travel Insurance?
Peace of mind when you are away from home
When it comes to protecting your trip, not all travel insurance is created equal. With TME Travel Insurance, you’ll have:
- Plans tailored for both short vacations and long-term travel
- Backing from decades of industry experience
- 24/7 worldwide emergency assistance
- Unique home hospital of choice evacuation benefits
- Coverage trusted by thousands of travelers every year
